The Single Euro Payments Area (SEPA) is a payment-integration initiative of the European Union for simplification of Euro bank transfers. The area consists of the 34 member states as of the July 2015:
Austria, Belgium, Cyprus*, Estonia, Finland, France*, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands*, Portugal, Slovakia, Slovenia, Spain, Bulgaria, Croatia, the Czech Republic, Denmark*, Hungary, Poland, Romania, Sweden, United Kingdom*, Iceland, Liechtenstein, Norway*, Monaco, San Marino, Switzerland**.
By default, all country parts are a part of the SEPA, however, the following countries have territories which are not considered as a part of the area:
- Cyprus: Northern Cyprus is excluded.
- Denmark: the Faroe Islands and Greenland are excluded.
- France: the French Southern and Antarctic Lands, French Polynesia, New Caledonia and Wallis and Futuna are excluded. Nevertheless, the 3 last are part of the SEPA COM Pacifique.
- Netherlands: Aruba, the Caribbean Netherlands, Curaçao and Sint Maarten are excluded.
- Norway: Svalbard and Jan Mayen are excluded.
- United Kingdom: The British Overseas Territories are excluded, but Gibraltar and the Crown dependencies are included.
**There are also a number of jurisdictions that use Euros, but not included in the SEPA:
- Akrotiri and Dhekelia
- Andorra and Vatican City